# What is settlement?

Settlement is how we work out what we owe you and pay it. We start with the full amount, take off the cost of processing the card, take off our fee, and pay you the rest. It is separate from your monthly bill.

Source: https://fidella.app/glossary/settlement
Last reviewed: 2026-08-30

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Two different money flows exist in Fidella and merchants routinely conflate
them.

## The two flows

Your subscription is billed to you monthly, on a band set by your active
customer count. Settlement is money flowing the other way, from sales to you.
The transaction fee lives in settlement, not in the invoice.

## The order it happens in

First the full amount, then the card processing cost, then our fee, then what is
paid out to you. You see each step rather than a single number.